Terms of Service

1. Acceptance of Terms

By accessing or using the Origo Abroad platform ("Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

Origo Abroad provides an AI-powered platform for international education planning, including university matching, scholarship discovery, education loan applications, career opportunities, and consultation services. The platform connects students with educational institutions and financial service providers.

3. User Accounts

You must register for an account to access dashboard features. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. You must provide accurate and complete information during registration and keep it updated.

4. User Responsibilities

• Provide accurate academic records, test scores, and personal information.
• Do not upload fraudulent, forged, or misleading documents.
• Do not use the Service for unlawful purposes or to harm other users.
• You are solely responsible for your university application decisions.

5. AI-Powered Services

Our AI matching and recommendation features are provided as guidance tools. Origo Abroad does not guarantee admission to any university, approval of any scholarship, or disbursement of any loan. AI recommendations are based on the information you provide and publicly available data, and may not be exhaustive or error-free.

6. Document Handling

Documents uploaded to the Vault are encrypted and stored securely. You retain ownership of all documents. By uploading, you grant Origo Abroad permission to process and share documents with universities and service providers as part of your applications, only with your explicit consent.

7. Credits and Payments

Certain premium features require credits purchased through the Gold Pass system. Credits are non-refundable and non-transferable. Origo Abroad reserves the right to modify credit pricing and feature costs with prior notice.

8. Third-Party Services

The Service integrates with third-party providers for education loans, university applications, and other services. Origo Abroad is not responsible for the terms, policies, or actions of these third-party providers. Your interactions with them are governed by their respective terms.

9. Intellectual Property

All content, designs, and technology on the platform are owned by Origo Abroad. You may not reproduce, distribute, or create derivative works without written permission.

10. Limitation of Liability

Origo Abroad is provided "as is" without warranties of any kind. We are not liable for any indirect, incidental, or consequential damages arising from your use of the Service, including but not limited to university rejections, visa denials, or financial losses.

11. Termination

We may suspend or terminate your account if you violate these Terms. You may delete your account at any time by contacting support. Upon termination, your data will be retained for 30 days before permanent deletion.

12. Changes to Terms

We may update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the updated Terms. We will notify users of material changes via email or in-app notification.

13. Contact

For questions about these Terms, contact us at legal@origoabroad.com.